Have you considered filing for bankruptcy as a last resort? You are not alone. In fact, thousands of businesses and individuals in Lexington, Kentucky and elsewhere in the state have experienced critical financial complications, recently. Whether these problems stem from job loss, a reduction in work hours, a stifling mortgage payment, unanticipated medical bills, or through circumstances surrounding a divorce, the situation remains the same, swimming in unpaid bills and crippling debt. Businesses have also encountered a reduction in their income and insurmountable bills from vendors that they are unable to pay, landing them in a financially precarious situation.
The Decision to File Bankruptcy
When your finances become unmanageable, it’s one of the hardest and most anxiety raising circumstances that a business operator, family, or individual, can be forced to endure. In this situation, bills that never end, letters of collection, annoying phone calls from creditors, and legal threats can become commonplace. The federal government permits entities experiencing critical financial issues the opportunity to clean their financial slate through filing bankruptcy. Bankruptcy isn’t to be taken lightly, so it’s vital that you are adequately informed about alternatives prior to moving forward with a bankruptcy action in court.
Your Local Bankruptcy Lawyer
Bankruptcy lawyers local to Lexington can assist you with your financial woes. We are here to support you in facilitating a situation that makes your finances manageable for you. Our firm extends legal counsel to clients involved in all bankruptcy considerations, which include chapter 7, chapter 11, and chapter 13 bankruptcy cases.
Our firm has understanding through experience that can assist you in determining if you are an eligible candidate for a Chapter 7 claim in a manner that will quickly provide you with financial relief. We don’t just assume bankruptcy is your best course of action for your financial situation. We strive to devote the time and effort to researching all possible alternative avenues to bankruptcy that may be a better option in your particular situation.
If you are considering filing for bankruptcy, it’s vital that you understand the whole process involved in filing. The majority of individuals don’t understand what living through bankruptcy is like. Since we’ve witnessed clients who have attained financial stability subsequent to bankruptcy, you can trust our judgement. During my years of practice, I have seen the many benefits of filing bankruptcy and how this legal debt relief device can change a person’s life for the better.
I can also assist you with alternatives to bankruptcy provided you are ineligible to file bankruptcy, including debt settlement, consolidation, and negotiation. If you are grappling with poor credit, you may be denied fair interest rates and secured loan opportunities that offer reasonable rates. I can assist you with locating vital credit repair through a wide variety of methods to enable you to move forward with your life free of crippling debt.
If you are faced with foreclosure and need mortgage modification assistance, or if you are experiencing wage garnishment or repossessions, I have the expertise to assist you in getting vital debt relief that can put wage garnishment and repossessions to a stop. The Fair Debt Collection Practices Act grants you certain rights, and if any of those federally granted rights been violated, you can trust that I am aware of exactly how to safeguard you from these issues, and if necessary, file a suit against collectors that violated this consumer protection law.
With more than 20 years of serving individuals and businesses in Kentucky, I have the expertise necessary to assess your present financial situation and locate the best possible solution to provide you with effective debt relief. We strive to offer a quickly implemented solution to reduce your high anxiety level and unattainable financial demands. Thousands of Kentucky citizens are enjoying the relief of a fresh start they were granted by filing for bankruptcy. They have been successfully freed from their financial prison that burdened them.
If you are drowning in debt or are suffering critical problems regarding over-financed property, and you are seeking a viable solution to your financial issues, I urge you to contact me for a complimentary case evaluation. I can offer advice on how to assist you with your financial debacle without further obligation. I not only serve Lexington, Kentucky, but I serve the whole of Central Kentucky.